Guides, in plain English

Straight answers to the questions owners actually ask: whether you need an LLC, what has to be in place to turn side work into a real business, what a back office really costs, and what hiring your first employee requires. No jargon, no hype, and we explain every term the first time we use it.

6 min read

LLC vs Sole Proprietor

What each structure actually protects, what it costs, and when the switch is worth making.

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7 min read

What a Back Office Costs

What each piece costs on the open market, with published ranges and sources.

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6 min read

Hiring Your First Employee

What has to be in place before someone starts, and the mistake that costs the most.

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Why we write these

Almost everything on this list is something an owner is expected to already know, and almost nobody does. If your parents ran a business you picked some of it up at the dinner table. If they did not, there is no one to ask, and searching for an answer usually turns up either a sales page or a government website written for lawyers.

So these guides say the thing plainly. What an LLC actually protects and what it does not. What the twelve pieces of a real business are, in the order they matter. What a back office genuinely costs when you buy it piece by piece. What has to be in place before your first employee starts. We explain every term the first time we use it, and where the honest answer is "it depends on your state," we say that instead of guessing.

Where to start

If you are still working under your own name, start with LLC versus sole proprietor. If you have decided to go for it, the twelve-point checklist is the running order. If you are weighing up doing it yourself against bringing in a partner, read what a back office actually costs. And if you are about to bring someone on, the first-hire checklist covers the mistake that costs the most.

Prefer to skip ahead? The free business checkup scores your business in two minutes and points you at the gaps directly, or you can see everything we handle and what it costs.

General information, not advice.

Whitelow Legacy Group is not a law firm, an accounting firm or a registered investment adviser. These guides explain how things generally work. Rules differ by state, and anything specific to your situation should go past an attorney or a CPA.

Find out what your business is missing

The free business checkup is a straight look at what is set up, what is missing and what it would cost to fix. No charge, no obligation, and you get the list either way.